Our
Products
Products
>Fluent
Money
Money
>Fluent
Lifetime
Lifetime
>Fluent
Mortgages
Mortgages
>Fluent
Bridging
Bridging
>Fluent
Loans
Loans
Why a secured loan?
- Competitive interest rates
- No upfront fees
- The money can be used for almost any purpose
- Borrow between £5,000 – £2.5million
- Mortgage arrears accepted (LTV dependent)
- CCJ and defaults accepted (LTV dependent)
What is a lifetime mortgage?
A lifetime mortgage, the most popular type of equity release plan, enables homeowners aged 55-95 to unlock some of the value tied up in their homes, tax-free.
Why use Fluent Mortgages?
- Access exclusive products and market-leading interest rates
- Products with no ERCs
- Minimum loan size £3,000 – no maximum
- All property types considered
- Lend on mortgage-free/unencumbered properties
Why a bridging loan?
- A short-term borrowing option secured against a property
- 'Bridge' the gap between the sale of an old house and the purchase of a new one (often referred to as chain-breaking)
- Borrow money for up to 12 months, at a fixed rate of interest with no monthly repayments
- Any accrued interest on the amount borrowed is repayable once the client has arranged their refinancing; through a mortgage or the sale of a property.
Why an unsecured loan?
- Competitive interest rates
- Single and joint applications accepted
- Products with no ERCs
- Overpayments accepted with some lenders
- Available to 18+ with no maximum age
