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Lifetime
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Mortgages
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Loans
Loans
Why a secured loan?
- Competitive interest rates
- No upfront fees
- The money can be used for almost any purpose
- Borrow between £5,000 – £2.5million
- Mortgage arrears accepted (LTV dependent)
- CCJ and defaults accepted (LTV dependent)

What is a lifetime mortgage?
A lifetime mortgage, the most popular type of equity release plan, enables homeowners aged 55-95 to unlock some of the value tied up in their homes, tax-free.

Why use Fluent Mortgages?
- Access exclusive products and market-leading interest rates
- Products with no ERCs
- Minimum loan size £3,000 – no maximum
- All property types considered
- Lend on mortgage-free/unencumbered properties

Why an unsecured loan?
- Competitive interest rates
- Single and joint applications accepted
- Products with no ERCs
- Overpayments accepted with some lenders
- Available to 18+ with no maximum age
